The large amount of judgments and complaints before both the medical group, which group of physicians, pharmacists, nurses etc.. They have led to many insurance companies they have launched a safety to cover the liability of the collective .
This type of security purpose is to cover the professional face of the demands presented by providing a security and criminal defense, payment of compensation that is derived from professional liability has been provided.
Similarly, if we banned the professional, this type of security acts as if it were a security and unemployment insurance to pay a monthly sum as a salary.
Be sure it covers the defense in front of applications which arise endorse and criminal defense, civil securities that may be required in court, payment of compensation derived from professional indemnity guaranteed and should be the prohibited acts as if it were a security of unemployment, they pay a monthly amount as a salary.
Exist on the market 2 types of securities of Professional Responsibility:
- Continuous or Claims Made: From the moment in which it is traded, and while it is in force, covering all claims and each time the facts came from the principle of the police. It cost gradual and phased in beginning to pay the first year 60% of the actual cost of security and after arriving at 5to. A year has stabilized and maintained.
- An idea: It is the policy most common on the market, it will cover all claims arising from acts committed during the period of coverage and up to 10 years without significant l 'time in which claims are made.
